Deciding whether to manage your own capital or work with an investment advisor isn’t always straightforward. Fees, time, expertise, and long-term compounding all play a major role in the final outcome.

This conversation highlights the real factors that matter:
🔹 Cost vs. value
🔹 Tax impact
🔹 Compounding over time
🔹 The benefit of professional management vs. DIY control

There’s no one-size-fits-all choice — it comes down to what aligns with your goals, knowledge, and time.
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